- No benefit is payable upon death of the protected athlete as the intent is to cover disability.
- The paid benefit is specifically intended to cover college education related expenses, which are not covered by health insurance
- Protection for poor athletic performance; non-sport participation accidents; unacceptable behavior. Coverage does not apply to loss of scholarship or recruitment status due to: failure to achieve athletic/academic goals; non-sport or freak accidents; or behavior that causes fall into disrepute